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Shariah-Compliant Property Fund · 11% Target Return p.a.

Property Fund

The Qantara Property Fund focuses on real estate investments guided by strong ethical principles, targeting high-impact, income-generating developments across tenanted residential, commercial and industrial properties.

Enquire NowHow It Works
11%Target Return p.a.
R100kMin. Investment
7 YrsFund Term
MediumRisk Profile
Fund Overview

Real Estate Investments Guided by Strong Ethical Principles

The Qantara Property Fund focuses on real estate investments guided by strong ethical principles, targeting high-impact, income-generating developments.

Our strategy centres on investing in tenanted residential, commercial and industrial properties, while selectively undertaking development projects where the outcome is ownership of fully tenanted assets aligned with our investment thesis. Investment locations are chosen based on identified opportunities and the regulatory requirements of each jurisdiction.

Key Highlights

  • • Targeted Acquisitions: Investment in high-quality, income-generating real estate across resilient sectors such as housing, healthcare, warehousing and specialized accommodation.
  • • Compliance: All tenants, activities and transactions screened and approved for Shari'ah compliance.
  • • Ethical & Sustainable Principles: Alignment with principled investment values and the UN Sustainable Development Goals, ensuring positive social and environmental impact.
  • • Income & Capital Growth: Returns driven by rental income and asset appreciation.
  • • Strong Governance & Transparency: Regular investor reporting, independent audits and continuous oversight to uphold financial and Shari'ah compliance.
  • • Risk Management & Capital Preservation: Diversification across sectors and geographies, prudent Shari'ah-compliant asset-backed financing within SAC-approved screening limits (with zero conventional interest-bearing debt), and a focus on protecting and growing investor capital over the long term.

Why Qantara Property Fund?

  • • Inflation-hedged cash flows
  • • Direct impact through socially beneficial assets
  • • Fully Shari'ah-governed rental structures
  • • Flexible exit strategy for liquidity and upside

Fee Structure & Governance

Management Fee: Minimum of 1.75% p.a. on invested capital  |  Advisory Fee: Up to 0.6% per annum

All investments are reviewed and approved by the Investment Committee. An independent Shari'ah Advisory Committee (SAC) has been appointed to provide guidance on Shari'ah aspects pertaining to the fund.

General Information

Risk ProfileMedium
Fund TypeReal Estate Private Equity
Target Return11% per annum
Target Fund SizeSoft Cap of ZAR 1 billion
StrategyDirect Acquisition, Co-Ownership
Fund Term7 Year investment cycle
Minimum InvestmentZAR 100,000
Investor ProfileQualifying Individual and Corporate Investors
Fund ManagerNumeral Financial Services (Pty) Ltd
General PartnerQantara Private Capital (Pty) Ltd
Shari'ah AdvisoriConsult Africa

What We Invest In

A diversified real estate portfolio across three sectors, carefully selected for income potential and capital appreciation.

🏢

Commercial

Office parks, retail centres and business premises

🏭

Industrial

Warehousing, logistics hubs and manufacturing facilities

🏘️

Residential

Tenanted residential portfolios and housing developments

Interactive Wealth Modeling

Property Fund Calculator

See what a commitment to the Property Fund could grow to at its 11.0% target return p.a.

R250 000
Min R100,000R5,000,000+
7 Years
1 Year10 Years
Estimated Projected Value
R519 040
Estimated Return
+107.6%
Cumulative Profit
+R269 040
Returns structured via Shariah-compliant profit-sharing arrangements.

Illustrative calculations based on targeted annualized yields. Past performance does not guarantee future results.

How the Property Fund Works

From application to your first property-backed return in four structured steps.

01

Apply & Onboard

Application and verification.

02

Advice & Suitability

Investment needs, risk assessment and applicable FAIS advice requirements.

03

Fund Invests

Capital is deployed in accordance with the fund mandate and Shariah governance framework.

04

Reporting & Distributions

Ongoing performance reporting and distributions in accordance with the fund terms.

Note: Past performance is not indicative of future results. All transactions are Shari'ah-compliant and supervised.

Shari'ah & Investor Guidance

Property Fund Frequently Asked Questions

Essential answers on halal real estate co-ownership, 11% target yield generation, and Shari'ah compliance for the Qantara Property Fund.

The Property Fund is structured as a direct real estate acquisition and co-ownership partnership pool under South African law. Investors participate as limited partners / capital providers (Rabb-al-Mal) holding proportional undivided beneficial interests in an income-generating property portfolio. The fund operates in strict accordance with Shari'ah governance principles.

Returns are generated through two distinct economic mechanisms over the 7-year investment cycle: (1) contractually agreed lease rentals collected from screened residential, commercial, and industrial tenants, and (2) long-term capital appreciation of physical land and buildings upon property valuation or disposal. Because yields derive from real property tenancy and physical asset growth, they are structured to comply with Shari'ah as approved by the SAC, with any incidental non-compliant income purified.

No capital guarantee is provided, as capital guarantees are impermissible under Islamic jurisprudence. However, your capital is deployed into tangible brick-and-mortar real estate assets. Risk is managed through long-term lease agreements, tenant screening, and sector and geographic diversification.

In accordance with AAOIFI Shari'ah Standard No. 35 (Zakah) and Financial Accounting Standard No. 9 (Zakah), physical real estate held for long-term rental income is not subject to Zakat on its gross capital value; rather, Zakat is levied on net liquid rental yields and working capital. Qantara provides an audited Annual Zakat Statement specifying the exact zakatable amount per unit.

Each fund is structured to comply with Shari'ah as approved by our independent Shari'ah Advisory Committee (iConsult Africa). You can read the complete compliance breakdown, SAC oversight principles, and purification policies on our Shari'ah Governance FAQ page.

Express Interest

Enquire About the Property Fund

Interested in property-backed, Shariah-compliant returns? Our advisors are ready to walk you through the fund structure and answer all your questions.

✓ No obligation consultation✓ Tangible asset-backed security✓ Nationwide property diversification✓ Full Shariah compliance documentation

We respect your privacy. No spam — ever. FSP No. 55403.

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